Nh I Market

Lynch vetoes high-interest short term loans and bill to end NH participation ...

CONCORD - Gov. John Lynch vetoed two bills Wednesday that would have brought back high-interest short terms loans, and would have ended the state’s participation in a greenhouse gas reduction program.

The Regional Greenhouse Gas Initiative is a market-based cap and trade program to reduce carbon dioxide emissions from power plants in the Northeast. New Hampshire joined the program in 2009, and was the tenth and last state in the Northeast to do so.

Under RGGI, utilities bid on emissions permits at auctions every three months. Funds from the auction are distributed to the member states to be used for a variety of energy efficiency programs.

New Hampshire gets roughly $12 million annually from RGGI. The cost to consumers is about 35 cents a month on the average bill. Most of that money would be paid to regional power providers even without RGGI.

Lynch said he vetoed the repeal in SB 154, “because it will cost our citizens jobs, both now and into the future, hinder our economic recovery, and damage our state’s long-term economic competitiveness.”

Lynch noted that the program has produced benefits on energy use.

“This bill would have ended those energy efficiency efforts – eliminating jobs today and eliminating efforts to help businesses and families cut their energy use. Given that energy is a major cost factor for businesses, ending our energy efficiency programs would also hurt our efforts to bring new companies and jobs to New Hampshire,” he said.

In vetoing the car title lending bill, SB 57, Lynch said that title loans would equal 300 percent annually, compared to a maximum 36 percent a year under a bill enacted in 2008. No other New England state allows the loans.

He said local welfare officials said the temporary relief of a car title loan, “often comes at the cost of enslaving recipients in a cycle of increasing debt for basic needs.” Families can end up worse off than they were before the loan, in which a car is used as collateral, Lynch noted.

Republicans in the House made repeal of the RGGI program one of their priorities for this legislative session. They argue that it serves as a tax on electricity and hurts the state’s economy.

The House passed a repeal bill, but the Senate changed the bill to reduce the scope of the program, not eliminate it.

NH Real Estate Market Update

New Hampshire is among the 6 New England states and shares a border with Maine, Massachusetts, & Vermont. It has a population of roughly 1,316,000 people as in the 2010 census with an average income of $60,000 annually. The vast majority with the population and consequently the bulk of the homes are situated within the southern section in the state spread between the cities and their suburbs. The most significant cities in the state are Manchester, Nashua, Concord, Portsmouth, & Salem.

New Hampshire real-estate has adopted a rather comparable route of decline, although it is not quite as dramatic as the national real estate market throughout the last five years. For the year in 2010 there were 16,140 real-estate sales documented between residential, condo, & manufactured housing types. The median selling price was $185,000 across all property types. The number of homes sold was lower roughly 1.5% from 2009 while the median selling price was the same.

Supplementary NH real estate metrics worthy of discussing are both the average days on market(DOM) while the sales price per square foot(PSF). The average days on market was around 150 for the year. This is a crucial number to home sellers in view that it gives them a sign of about how long it takes them to sell their house. So it requires on average 5 months to sell your house. Of course there are lots of cases where it can take much less time and circumstances where homes take longer. In addition , keep in mind that a good number of homes don’t sell whatsoever and those homes aren’t counted within the DOM figures.

Average selling price per square foot is seen as a strategy which is used to roughly idea the value of one particular home vs another. It is comparatively simple to arrive at the figure provided the calculation is completed consistently. There is much debate about whether to use total square feet within the building(included any unfinished or below grade space) as well as to count just the finished space and above grade space. There isn’t any positively appropriate process to arrive at this number, however the most frequent course of action is generally to divide the selling price by the total of finished above grade square feet in a property. Use this figure primarily just for a general estimation considering numbers will often be grossly skewed by little homes who have high-caliber finish work or qualities which drive up the selling price for that reason PSF.

I'm at TJs, Portsmouth NH (54 Daniel Street, Market, Portsmouth)

I'm at Portsmouth NH (Market st, Portsmouth)

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